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Saving money

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POOF goes your RRIF!
Some time ago I attended a seminar where participants were told to burn some money; a reasonably-sized amount of money. You should have heard the gnawing and gnashing of teeth in that room! Step right up, folks, and light it on fire. Come on now. It’s only money.

» The convenience of prepaid wireless service and phone cards
Prepaid wireless service and phone cards are a convenient, reliable way to make prepaid local, long distance and international calls.

» Finding and using prepaid international calling cards for your long distance phone service
Prepaid international calling cards for your long distance phone service have many advantages and perks over simply dialing long distance from your home.

» How to save money on long distance calling cards and cheap phone cards
In the old days (7-10 years ago) there were no long distance calling cards and cheap phone cards so it could cost you a ton of money to make long distance calls.

» Prepaid phone cards will save you money on all your long distance calls
If you make a lot of long distance phone calls, you may find that you can save money by doing what many people are doing: taking advantage of prepaid phone cards.

» Calling cards and prepaid phone cards to help you save money
You can now save quite a bit of money on your long distance calling simply by using prepaid phone cards.

» Save money in ways that make a mark
If you're trying to run a business on limited funds, or you've ever just needed ink for your printer at home, you've likely been the victim of sticker shock when you venture out at the last possible minute to purchase a new ink cartridge.

» Is your retirement plan safe?
Once upon a time there was a man named Joe who decided he wanted to be a fisherman.

» Lowering your personal expenses
Personal expenses are usually classified as discretionary because they are generally quite flexible. And as such, we tend to overlook their importance when it comes to budgeting and saving money.

» Powering down-saving money on utilitites
Utilities have the surprising power to consume a lot of cash flow each month. From electricity and gas, to water and phone service, here are several ways that you can cut your utility costs.

» Saving money by managing it
When it comes to managing finances, most people would probably receive an F. The truth is, many of us were never taught the basics of money, how it works, and how to handle it. Here are some tips to help get you on your way to better money management.

» Saving money on food & drink
Have you ever just about died of a heart attack at the checkstand of your local grocery store? It seems like the price of food and beverages keeps escalating, with no end in sight.

» Trimming down your health-related expenses
Health care costs are at an all-time high and there seems to be no end in sight. Unhealthy practices lead to unhealthy people seeking more (and more expensive) medical care. And as the general population ages, the costs of health care will continue to spiral upwards. This article will discuss four areas in which you can trim down your health-related expenses: prescription drugs, habits, eating, and exercise.

» Saving money on insurance
Did you know that you could be overpaying for your insurance by as much as hundreds of dollars?

» Saving money on transportation costs
It seems like we're always on the go these days. Whether traveling across the country (or the world) or across town, there are ways that you can get more travel out of your transportation dollars.

» Saving money on your housing
Whether you rent or own the place that you live, chances are pretty good that a large portion of income goes to pay for it. You may find yourself wondering how you can save any more money on your housing. What follow are some ideas to help you save money on renting, buying, or improving your home, as well as purchasing major appliances.

» Saving money on banking and credit services
From radio spots and junk mail to television and newspaper ads, American consumers are bombarded with invitations to utilize various banking and checking services. And even though they come with the obligatory fine print, so much of it remains a mystery to most of us. So how can you really know whether you are better off staying where you are at, or switching to a new service? From checking accounts to home loans, and a whole lot in between, here are some answers.

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Latest money articles

» Controlling the price changes in futures markets
The lock-limit is one way that the markets can be controlled.

» How much will price changes effect stock trading?
Price elasticity is an economics term that refers to the way that price changes of stock can affect the demand for that stock.

» Large volume trading in steps
Program trading is a term that is also used in at least two different (though similar) meanings.

» How many stock options are available?
Open interests are not a feature of all stock market trades. In fact, open interests are calculated based on options and futures trades.

» Protect your portfolio from large losses
If you are worried about the stock market, then you might want to consider portfolio insurances.

» Insure your investment without limiting returns
Are you looking for a way to trade on the stock market without having to deal with all of the risks?

» Regional funds explained
Increase your portfolio diversity with funds from other regions.

» What is a derivative?
Invest in commodities without buying the commodities themselves.

» What is an option?
An option is an agreement that a commodity or stock will be available for purchase at a set date.

» Should I always pay a commission when buying mutual funds
There are three main types of mutual funds when it comes to commissions.

» Find the lowest risk investment portfolio
If you're trying to find a good investment portfolio, then you may want to look at the Treynor measure.

» The difference between PAX World Funds and The World Funds
The first type is purchased through the company PAX, and these funds focus on socially responsible companies.

» The Alpha factor explained
A new method of differentiating between different investments.

» How good is your planned investment
A company prospectus is a legal document that has been filed by the company that you might be thinking about investing in.

» How do I find the best investment advisor?
If you're looking for the best investment advisor for you, you should make sure that you pay attention to the type of investments that that advisor usually recommends.

» How to find the best full-service stockbroker - ask questions
Before you decide who you should choose for your full-service stockbroker, make sure that this is the best option for you financially.

» Investing in commodities
Investing in commodities is not too hard to do - the real problem comes in when you are trying to decide which commodities you should invest in, and when it is better to buy or sell a particular product.

» Don't wait to get your retirement payments!
If you're looking for an annuity, there are a variety of different annuities to choose from.

» Multisector bond funds explained
If you are looking to invest in bonds, but you are not sure that you want to deal with making all of the purchases on your own, bond funds might be the right option for you.

» Private annuity explained
The biggest difference between a regular annuity and a private annuity is that private annuities take place between two individuals, instead of between an individual and an insurance company.

» Avoid estate taxes with a life insurance trust
If you're looking for another way to insure yourself with a life insurance policy that will avoid any taxes after your death, then you should look into getting a life insurance trust.

» What is a Section 1035 policy exchange?
Don't lose insurance money when you change policies.

» Who should consider annually renewable term life insurances?
If you're looking for a good insurance policy, then you should probably take a good look at your financial situation, and at what you can count on being your situation in the future.

» Death benefit only plan explained
If you need life insurance, but you are not able to afford the regular price for life insurance, then you might want to look into a death benefit only plan.

» How to save money on your homeowner's insurance
In the case of homeowner's insurance, the most common way to reduce the amount of money that you will be paying each month is to increase your deductible.


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